EVERRA Real Estate

+63.915.6978008

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  • FOR SALE IN MAKATI
    • FS: 1 Bedroom in KROMA
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    • AVIDA TOWERS ASTEN MAKATI
    • FS: 1 BR AIR Residences
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  • FOR LEASE IN MAKATI CITY
    • FL: 1 BR in SOLSTICE -CIR
    • FL: 1 BR OLP, KL Mosaic
    • FL: 2-Bedroom TRAG-2D14
    • FL: MAGALLANES VILLAGE
    • FOR LEASE - TRAG
    • FL - 2 Bedroom TRAG D23
    • FL - Columns Legazpi J25
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    • FS: Busuanga Beach Resort
    • FS: 2 BR FLAIR TOWERS
    • FS: H&L IN PARAÑAQUE
    • HOUSES AND LOTS FOR SALE
    • FS: 2 Bedroom St. Moritz
    • CONDOS - BGC, TAGUIG
    • CONDOS - TAGUIG CITY
  • More
    • HOME
    • ABOUT US
    • FOR SALE
    • FOR SALE IN MAKATI
      • FS: 1 Bedroom in KROMA
      • ONE ROCKWELL
      • S: 2 BEDROOM ONE ROCKWELL
      • FOR SALE IN MOSAIC
      • ROCKWELL CONDOS FOR SALE
      • ELURIA
      • JADE RESIDENCES
      • MAKATI CONDO LISTINGS
      • AVIDA TOWERS ASTEN MAKATI
      • FS: 1 BR AIR Residences
    • FOR LEASE
    • FOR LEASE IN MAKATI CITY
      • FL: 1 BR in SOLSTICE -CIR
      • FL: 1 BR OLP, KL Mosaic
      • FL: 2-Bedroom TRAG-2D14
      • FL: MAGALLANES VILLAGE
      • FOR LEASE - TRAG
      • FL - 2 Bedroom TRAG D23
      • FL - Columns Legazpi J25
      • FL: STUDIOS in LERATO 1
    • LOOKING TO BUY
    • LOOKING TO RENT
    • CONTACT US
    • PRIVACY POLICY
    • MY BLOG
    • SMDC
      • AIR RESIDENCES
      • SMDC PROJECTS
    • FOR SALE OUTSIDE MAKATI
      • FS: Busuanga Beach Resort
      • FS: 2 BR FLAIR TOWERS
      • FS: H&L IN PARAÑAQUE
      • HOUSES AND LOTS FOR SALE
      • FS: 2 Bedroom St. Moritz
      • CONDOS - BGC, TAGUIG
      • CONDOS - TAGUIG CITY

+63.915.6978008

EVERRA Real Estate
  • HOME
  • ABOUT US
  • FOR SALE
  • FOR SALE IN MAKATI
    • FS: 1 Bedroom in KROMA
    • ONE ROCKWELL
    • S: 2 BEDROOM ONE ROCKWELL
    • FOR SALE IN MOSAIC
    • ROCKWELL CONDOS FOR SALE
    • ELURIA
    • JADE RESIDENCES
    • MAKATI CONDO LISTINGS
    • AVIDA TOWERS ASTEN MAKATI
    • FS: 1 BR AIR Residences
  • FOR LEASE
  • FOR LEASE IN MAKATI CITY
    • FL: 1 BR in SOLSTICE -CIR
    • FL: 1 BR OLP, KL Mosaic
    • FL: 2-Bedroom TRAG-2D14
    • FL: MAGALLANES VILLAGE
    • FOR LEASE - TRAG
    • FL - 2 Bedroom TRAG D23
    • FL - Columns Legazpi J25
    • FL: STUDIOS in LERATO 1
  • LOOKING TO BUY
  • LOOKING TO RENT
  • CONTACT US
  • PRIVACY POLICY
  • MY BLOG
  • SMDC
    • AIR RESIDENCES
    • SMDC PROJECTS
  • FOR SALE OUTSIDE MAKATI
    • FS: Busuanga Beach Resort
    • FS: 2 BR FLAIR TOWERS
    • FS: H&L IN PARAÑAQUE
    • HOUSES AND LOTS FOR SALE
    • FS: 2 Bedroom St. Moritz
    • CONDOS - BGC, TAGUIG
    • CONDOS - TAGUIG CITY

About Us

Our Company

EVERRA Real Estate is a full-service real estate agency that specializes in helping clients buy, sell, and rent properties whether Ready for Occupancy (RFO) or pre-selling (developer projects). With over 20 years of experience in the industry, we have the knowledge and expertise to help you achieve your real estate goals. Our real estate agents headed by our licensed real estate brokers will be able to provide real estate services in Makati City or Bonifacio Global City. You will be also be able to find condos for sale near you through our myriad network of real estate professionals. We are ready to assist! Contact Us now!

Our Lead Brokers

Meet your principal Brokers - Makati Brokers Vinia and Mindy.

Our team is dedicated to providing exceptional real estate services tailored to your needs. Led by the experienced and committed Real Estate Brokers and Salespersons, we are passionate about helping our clients find the perfect property. Our mission is to ensure the highest level of customer service and satisfaction. With a team of skilled Real Estate Agents - Brokers and Salespersons ready to assist, we work tirelessly to meet your real estate needs. Discover properties and condos for sale near you with EVERRA Real Estate!

Welcome to EVERRA Real Estate Services

Find Your Dream Home

Investment Properties

Our experienced Real Estate Brokers will work with you to find the perfect home that fits your needs and budget. We have a wide selection of properties in Makati City and Bonifacio Global City to choose from, and we'll guide you through the entire home buying or leasing process.

FOR SALE

Investment Properties

Investment Properties

Looking to invest in real estate? We can help! Our team has experience working with investors and we'll help you find properties that will give you the highest return on investment.

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Sell Your Home With Ease

We understand that selling your home can be a stressful experience. That's why we're here to make it as easy as possible. Our team of experts will help you navigate the market. We have a vast network of real estate professionals  working with us selling properties.

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MAKATI PROPERTY MANAGEMENT

MAKATI PROPERTY MANAGEMENT

Managing your rental property can be time-consuming and stressful. Let us take care of it for you! We handle everything from finding tenants to maintenance and repairs for property management engagement.

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REAL ESTATE CONSULTING

MAKATI PROPERTY MANAGEMENT

REAL ESTATE CONSULTING

Not sure where to start? Our team of experts can provide you with real estate consulting services. We'll help you develop a plan that fits your needs and budget.


We are here to guide you through every step of your real estate journey, whether you are buying, selling, investing, or going into joint venture with property developers.

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REAL ESTATE APPRAISAL

MAKATI PROPERTY MANAGEMENT

REAL ESTATE CONSULTING

Our dedicated team of experts provides comprehensive and accurate property appraisals tailored to meet your specific needs. Whether you are buying, selling, refinancing, or need an appraisal for any other purpose, our meticulous approach ensures reliable and precise valuations. Trust us to deliver the insights you need to make informed real estate decisions.

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BANK FINANCING

BANK FINANCING

BANK FINANCING

WE ASSIST IN BANK FINANCING

AVAIL OF BANK FINANCING

OUR SERVICES

Real Estate Broker for Buying & Selling Properties

Expert Real Estate Consultation for Informed Property Decisions

Expert Real Estate Consultation for Informed Property Decisions

Whether you're looking to BUY or SELL residential, commercial, or luxury real estate in Makati or Bonifacio Global City (BGC), your Makati Broker provides expert guidance, ensuring seamless transactions. She works closely with Buyers to find properties that match their needs and assists Sellers in showcasing their properties to the right 

Whether you're looking to BUY or SELL residential, commercial, or luxury real estate in Makati or Bonifacio Global City (BGC), your Makati Broker provides expert guidance, ensuring seamless transactions. She works closely with Buyers to find properties that match their needs and assists Sellers in showcasing their properties to the right market. Trust your Makati Broker to help you navigate your real estate journey with professionalism and efficiency. 

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Expert Real Estate Consultation for Informed Property Decisions

Expert Real Estate Consultation for Informed Property Decisions

Expert Real Estate Consultation for Informed Property Decisions

Your Makati Broker is also a licensed Real Estate Consultant, offering expert advice and guidance on property concerns. Whether you're navigating market trends, evaluating investment opportunities, or seeking property advice, she provides tailored solutions to ensure you make informed decisions. Trust your Makati Broker to guide you throu

Your Makati Broker is also a licensed Real Estate Consultant, offering expert advice and guidance on property concerns. Whether you're navigating market trends, evaluating investment opportunities, or seeking property advice, she provides tailored solutions to ensure you make informed decisions. Trust your Makati Broker to guide you through every step of the process with knowledge and professionalism.

CONTACT US

Property Valuation Services by Your Makati Broker

Expert Real Estate Consultation for Informed Property Decisions

Leasing Solutions for Commercial & Residential Properties

As a licensed Real Estate Appraiser, your Makati Broker provides accurate and reliable property valuations with her team of other licensed Appraisers. Whether you're buying, selling, or refinancing, her team offers expert appraisals that help you understand your property's true market value. With in-depth knowledge of the local market, tr

As a licensed Real Estate Appraiser, your Makati Broker provides accurate and reliable property valuations with her team of other licensed Appraisers. Whether you're buying, selling, or refinancing, her team offers expert appraisals that help you understand your property's true market value. With in-depth knowledge of the local market, trust her to deliver precise, data-driven insights to guide your real estate decisions. 

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Leasing Solutions for Commercial & Residential Properties

Expert Real Estate Consultation for Informed Property Decisions

Leasing Solutions for Commercial & Residential Properties

As a licensed Real Estate Broker, your Makati Broker specializes in leasing services for both residential and commercial properties in Makati and Bonifacio Global City (BGC). She provides expert guidance to property owners and tenants, ensuring seamless transactions and optimal leasing terms. Whether you're looking to lease your property 

As a licensed Real Estate Broker, your Makati Broker specializes in leasing services for both residential and commercial properties in Makati and Bonifacio Global City (BGC). She provides expert guidance to property owners and tenants, ensuring seamless transactions and optimal leasing terms. Whether you're looking to lease your property or find the perfect space for your business or home, trust your Makati Broker for reliable and professional leasing solutions. 

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Home Loan Assistance for Seamless Property Purchases

As your Makati Broker, her team not only helps you buy or sell properties but also facilitates home loan services for property buyers. With access to a range of lending options, her reliable team ensures a smooth financing process, guiding you through loan applications, documentation, and approvals. Trust your Makati Broker and her team o

As your Makati Broker, her team not only helps you buy or sell properties but also facilitates home loan services for property buyers. With access to a range of lending options, her reliable team ensures a smooth financing process, guiding you through loan applications, documentation, and approvals. Trust your Makati Broker and her team of professionals to make your real estate journey stress-free with expert home loan assistance.

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Streamlined Titling & Documentation Services in Makati and BGC

As your Makati Broker, through her team, she ensures smooth and efficient titling and documentation for your real estate transactions in Makati and Bonifacio Global City (BGC). From property transfers to securing the necessary legal documents, she handles the paperwork with precision, making sure every detail is taken care of. Trust your 

As your Makati Broker, through her team, she ensures smooth and efficient titling and documentation for your real estate transactions in Makati and Bonifacio Global City (BGC). From property transfers to securing the necessary legal documents, she handles the paperwork with precision, making sure every detail is taken care of. Trust your Makati Broker for reliable, hassle-free services that keep your transactions on track.

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Exclusive SMDC Investment Opportunities

Your Makati Broker  offers exclusive access to SMDC residential projects that are perfect for both personal use and investment. Partnering with our SMDC Manager, we provide expert guidance in selecting the right property for your investment goals. From residential units to maximizing rental potential through long-term leases or Airbnb, tr

Your Makati Broker  offers exclusive access to SMDC residential projects that are perfect for both personal use and investment. Partnering with our SMDC Manager, we provide expert guidance in selecting the right property for your investment goals. From residential units to maximizing rental potential through long-term leases or Airbnb, trust your Makati Broker for a seamless experience and strong investment returns.

Contact Us

Find Your Perfect Home with Properties from Leading Developers

As your Makati Broker, we offer more than just exclusive listings. Aside from SMDC, we help you find your ideal home across a variety of top developers, including Ayala Land Premier, Arthaland, DMCI Homes, Ortigas Land, and more. Whether you’re looking for a luxury residence, a family home, or an investment opportunity, we provide persona

As your Makati Broker, we offer more than just exclusive listings. Aside from SMDC, we help you find your ideal home across a variety of top developers, including Ayala Land Premier, Arthaland, DMCI Homes, Ortigas Land, and more. Whether you’re looking for a luxury residence, a family home, or an investment opportunity, we provide personalized guidance to ensure you choose the best property that fits your needs and aspirations.

Contact Us

Video

Top US Realtor Marivic Tojino joins our team! Welcome to Team EVERRA!


Marivic has taken her Oath of the Professional with the Professional Regulation Commission (PRC) and her physical ID with her Real Estate Salespersons Registration No.

BANK FINANCING

HOME LOAN

We assist with your Bank Financing requirements with local banks  free of charge as part of our real estate services.  so you will be able to buy homes or properties listed in this website or any other property you want to purchase. Bank Financing may also be availed for other purposes aside from real estate.


WHO MAY AVAIL

  1. Filipinos living in the Philippines; 
  2. Overseas Filipino Workers (OFW)s;
  3. Foreigners, depending on banks-approved nationalities;
  4. Foreigners who may have a Filipino representative or co-borrower.  

This will make it easier for you to acquire the ready for occupancy properties you select in our website.  Applicable also to other selected pre-selling properties.

HOME LOAN

  • As low as 6% p.a. fixed for 1 year
  • Waived registration fees
  • Free first year fire insurance for certain bank


    Loan Amount

  • 20% downpayment for House and Lot, Condo or Townhouse
  • 30% downpayment for Vacant Lot
  • Above downpayments may vary from bank to bank


    Monthly Amortization

  • Rates - fixed rates offered by banks
  • Loan Term - 20 years (for House and Lot or Townhouse), 15 years (for Condominium) or 10 years (for Vacant Lot)
  • Actual computation will be provided by your Bank Home Loan Account Officer upon application.

About HOME LOAN, General Guidelines

What are the basic things I need to know about Direct Housing Loan?

What are the basic things I need to know about Direct Housing Loan?

What are the basic things I need to know about Direct Housing Loan?

The following are the basic information you should know about Housing Loan:


  • Eligible borrowers are Filipino citizens. 


  • Foreign nationals of some countries are allowed for condominium purchases only. 


  • However, a purchase of house and lot or vacant lot will be considered if a foreign national is married to a Filipino citizen and an Affidavit of Support and Waiver of Rights over the collateral property are executed by the foreigner.


  • Borrower's age should be at least 21 but not more than 65 years old upon maturity of the loan.


  • Principal borrowers must have an income source as a regular employee or from a business with a minimum profitable operation of 2 years.

Avail of Bank Loan

What is the amount of loan I can borrow?

What are the basic things I need to know about Direct Housing Loan?

What are the basic things I need to know about Direct Housing Loan?

The amount of loan you can borrow depends on your income (capacity to pay) and the appraised value of the collateral.


  • The minimum gross monthly income requirement is P40,000.00 - P50,000, depending on bank (combined for married applicants).


  • The maximum loanable amount vs. appraised value of collateral is 80% for house and lot, condominium, but not to exceed P5.0M (provided applicant is employed and purpose is for owner-occupancy). 


However, loan amounts may still vary based on verified income and appraised value of the collateral.

AVAIL OF BANK LOAN

What is the Loan Term?

What are the basic things I need to know about Direct Housing Loan?

How do we go about applying for a Direct Housing Loan?

The loan term is the number of years you can amortize your loan and it depends on your age and the type of loan you are applying for:


  • Maximum of 20 years for acquisition, construction, home improvement or renovation.


  • Maximum of 10 years for refinancing, business expansion and personal consumption.


  • Maximum of 15 years for Expat Pinoy (OFW).


The interest rate that will be applied to your loan will be the prevailing Bank rate at the time of loan release.

AVAIL OF BANK FINANCING

How do we go about applying for a Direct Housing Loan?

How do we go about applying for a Direct Housing Loan?

How do we go about applying for a Direct Housing Loan?

Depending on the bank, here is general  list of requirements and an application form. Please find below simple instructions:


Fill-out the form below and we will contact you. Collate all necessary documents based on the list of requirements.


  • We will contact you soon for you to submit complete requirements with the Application Form we will send you later.  
  • Bank credit evaluation process only starts on the day complete requirements are received by the Account Officer (incomplete requirements will delay the application process).


Generally, within 5 banking days after you have submitted complete requirements, you will be advised by the Account Officer (AO) on the status of your application. By then, you will find out if your application is approved.

AVAIL OF BANK FINANCING

Other Frequently Asked Questions

How do we go about applying for a Direct Housing Loan?

Other Frequently Asked Questions

Q. What happens to my documents if my loan is not approved?


A. Your Account Officer will return all the documents that you have submitted in the event that your loan is not approved.


Q. What fees do I have to pay?


 An appraisal fee is required to be paid upon submission of complete requirements. This also covers the cost of credit investigation and title verification. It is non-refundable. Upon approval of loan the following fees will be charged:


  • Mortgage Registration fee (for the annotation of the loan, to be paid prior to loan release).


  • Mortgage Redemption Insurance (MRI) premium.


Fire / Lightning / Earthquake Insurance premium (for collateral with improvements only).


Q. If I am applying for a construction loan, how will it be released to me?


For construction loan and major renovation, the release of the proceeds is on a staggered basis. The loan release will be in accordance with the required percentage of completion. A schedule of release will be made available to you. Construction must be finished within one (1) year, otherwise, the Bank has the option to call your loan due and demandable.

AVAIL OF BANK FINANCING

Other F A Qs

How do we go about applying for a Direct Housing Loan?

Other Frequently Asked Questions

Q. How do I go about having my existing housing loan refinanced by another Bank?


Upon loan application, you must provide bank with a Statement of Account indicating your outstanding balance from the other bank, and latest six (6) months official receipts of payment of loan amortization. If your amortization is debited from your account, we require the six (6) months bank statements or photocopy of your passbook. Upon loan approval, we will issue a bank guaranty to inform the other bank of your approved loan.


Q. My husband is an Expat Pinoy (OFW), can we apply for a housing loan?


Yes. For Expat Pinoys, some can offer a loan term of up to fifteen (15) years to pay. In addition to the basic requirements that are listed in this primer, you are requested to submit:


  • Your spouse's certificate of employment / employment contract duly authenticated by the Philippine Consulate Office (for direct hires only).


Crew contract and exit pass from POEA (for seaman).


AVAIL OF BANK FINANCING

Other F A Qs

Other F A Qs

Other F A Qs

Q. I am a Filipino working abroad, can I apply for a housing loan?


Yes, provided that you can submit your certificate of employment as well as employment contract duly authenticated by the Philippine Consulate Office. Also, you need a co-maker and attorney-in-fact who is residing in the Philippines. Your attorney-in-fact can be your wife or a relative who also has the capacity to pay. He / she needs to submit a Special Power of Attorney duly executed by you and his / her Income Tax Return (Please refer to list of additional requirements).


Q. I am formerly a Filipino citizen and now a citizen of another country, can I apply for a housing loan?


Yes, but only for purchase of condominium units. However, under the Balikbayan law, you may purchase land of not more than 1,000 sq. m. provided that you intend to stay here for at least two (2) years and you have a source of income in the Philippines. You will be asked to execute a sworn statement showing your intention to reside in the Philippines. Upon application, you will need to indicate the following information:The date you lost your Filipino citizenship.



AVAIL OF BANK FINANCING

Other F A Qs

Other F A Qs

Other F A Qs

Q. I am separated, can I apply for a housing loan?


If you are legally separated and can submit copies of the court decision regarding your separation, we can process your loan having you as the sole borrower without requiring your estranged spouse to sign. However, if you are not legally separated, your estranged husband / wife must sign on all documents.


Q. Can I still apply for a loan if a different party owns the collateral?


Yes, you can still apply provided that the owner of the property is willing to be your co-borrower / co-mortgagor. He / she must fill out a separate application form and must meet the age requirement. Upon loan approval, he / she will be required to sign on all documents. However, this will be treated on a case-to-case basis.

AVAIL OF BANK FINANCING

Other F A Qs

Other F A Qs

Other F A Qs

Q. Once I am granted a loan, how do I pay for the monthly amortization?


There are several convenient ways to pay, depending on Bank:


1. Auto Debit Arrangement


Just enroll your housing loan account with any bank branch or Express Banking Center. On your due date, every month, the bank will automatically deduct from your savings or current account the amount of your monthly amortization and mortgage redemption insurance (MRI).


2. Express Phone

Simply dial the number to call that will be provided to you by the bank and listen to the easy-to-understand instructions you'll be hearing over the phone. Just enroll your housing loan account number with bank Check Free Payment facility at any bank branch or Express Banking Center.


3. Express Online

Simply log-on to  bank website and access your transaction through the user-friendly instructions that you will see. Just enroll your housing loan account number and you will be instructed on how to settle your housing loan bill.


4. Express Teller ATM


Pay your amortization through the ATM 24 hours a day, 7 days a week. Simply enroll your housing loan account number with our Check Free Payment Facility at any  banking center. Once enrolled, you may visit any of our Express Teller ATMs and you will be prompted by the machine with step-by-step instructions on how to transfer funds from your account to settle your housing loan bill.

AVAIL OF BANK FINANCING

APPLY FOR HOME LOAN / BANK FINANCING

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EVERRA Real Estate

Makati, Metro Manila, Philippines

+63.915.6978008


Copyright © 2025 everra Real Estate - All Rights Reserved.

  • HOME
  • ABOUT US
  • FOR SALE
  • ELURIA
  • FOR LEASE
  • LOOKING TO BUY
  • LOOKING TO RENT
  • CONTACT US
  • SMDC PROJECTS

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